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How to Get OTC Benefits: A Comprehensive Guide for 2026 Medicare Advantage Members
"For the purposes of this guide, Over-the-Counter (OTC) benefits refer specifically to the supplemental health allowances provided through Medicare Advantage (Part C) plans, allowing members to purchase eligible health-related items without a prescription. Navigating the landscape of 2026 Medicare Advantage (MA) benefits requires a precise understanding of how insurance carriers structure their supplemental health-related item allowances. Unlike Original Medicare, which provides strictly limited coverage for medical services, Medicare Advantage plans often include an OTC benefit as an incentive to improve health outcomes and manage chronic con..."
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