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Do You Have to Have Health Insurance in NJ? The 2026 Mandate Guide
"Understanding the legal requirements for healthcare coverage in the Garden State is essential for avoiding unexpected tax penalties. If you live in New Jersey, the short answer is yes: you are legally required to maintain minimum essential coverage for yourself and your dependents, or face a state penalty known as the Shared Responsibility Payment. The New Jersey Individual Mandate: Legal Framework and History The New Jersey Health Insurance Market Preservation Act took effect on January 1, 2019, following the federal government's reduction of the federal individual mandate penalty to zero under the Tax Cuts and Jobs Act of 2017. New Jersey l..."
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