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Understanding the Citi Sears Credit Card Program in 2026
"Navigating retail credit cards requires a clear understanding of reward structures, issuing bank partnerships, and account management tools. The Sears Mastercard, issued by Citibank, remains a recognizable financial product for loyal shoppers of Sears and Kmart, as well as those utilizing it for everyday purchases. For cardholders and prospective applicants in 2026, evaluating this card involves looking closely at its tiered reward categories, fee schedules, and the transition of Sears Holdings within the modern retail landscape. The Partnership Between Citi and Sears The co-branded Sears credit card portfolio is managed by Citigroup, one of..."
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