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How to Use Your CVS OTC Benefit: 2026 Eligible Items, Activation, and Ordering Guide
"The CVS Over-the-Counter (OTC) benefit allows eligible Medicare Advantage and Medicaid members to purchase approved health and wellness items using a dedicated plan allowance. You can redeem your funds in-store at participating CVS Pharmacy locations, online through the CVS OTC Health Solutions portal, or by phone. Funds typically reset monthly or quarterly and do not require out-of-pocket cash when selecting eligible items. This program applies specifically to health insurance supplemental benefit allowances, distinct from standard retail out-of-pocket OTC purchases. While millions use these credits through health plans like Aetna, UnitedHea..."
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